Shop Pay Installments FAQs

10 articles

What is the option to pay in installments on Shop Pay?

Learn about Shop Pay & their Shop Pay Installments.

Updated 4 months ago by Aleksandra

How do I pay using Shop Pay Installments?

Learn about eligibility for Shop Pay Installments & how to buy now & pay later.

Updated 4 months ago by Aleksandra

Will Shop Pay Installments impact my credit score?

No impact on your credit score, and you’ll never pay interest or late fees*. If you choose to pay in installments through Shop Pay, there will be no impact to your credit score. For Shop Pay installm…

Updated 4 months ago by Aleksandra

Are there late fees?

No, there are no late fees if you miss a scheduled payment or prepayment fees if you choose to pay off your balance early.

Updated 4 months ago by Aleksandra

Will I be charged interest if I pay using Shop Pay Installments?

When you choose Shop Pay at checkout, you can split your purchase into 4 equal, 0% interest installment payments—with no additional, hidden, or late fees.*

Updated 4 months ago by Aleksandra

Which payment methods are accepted if I pay using Shop Pay Installments?

You will be able to use either a credit card or debit card when checking out using Shop Pay Installments.

Updated 4 months ago by Aleksandra

How do refunds work if I paid using Shop Pay Installments?

Learn about how refunds work if you paid using SHop Pay Installments.

Updated 4 months ago by Aleksandra

How can I manage my Shop Pay account?

You can manage your account through the Shop portal here.

Updated 4 months ago by Aleksandra

How can I change my Shop Pay payment methods and information?

You can manage all of these settings through the Shop portal here. You can also update your Shop Pay information at any time on the Profile tab (in the Shop app ) by tapping Shop Pay.

Updated 4 months ago by Aleksandra

I have more questions about Shop Pay Installments

For questions about installment payments on Shop Pay, visit shop.affirm.com/help. For questions about Shop Pay or the Shop App, visit shop.app/help/shop-pay.

Updated 4 months ago by Aleksandra

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