Will Shop Pay Installments impact my credit score?

Updated by Aleksandra

No impact on your credit score, and you’ll never pay interest or late fees*

If you choose to pay in installments through Shop Pay, there will be no impact to your credit score. For Shop Pay installments, Affirm will not report to credit bureaus. Please note that late payments and non-payments may affect your ability to pay with Shop Pay Installments in the future.

* Payment options are offered by Affirm and are subject to eligibility check and may not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.

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