What is the option to pay in installments on Shop Pay?

Updated 7 months ago by Aleksandra

What is Shop Pay?

Shop Pay (Shopify's accelerated checkout similar to PayPal) helps you check out faster when you’re shopping by automatically filling in your saved payment and shipping information when you enter your email address at checkout. They now also offer a way for US customers to break up the cost of their purchase into installments.

Buy now, pay later with Shop Pay

When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into 4 equal, biweekly installment payments—with 0% interest, no hidden or late fees, and no impact on your credit score.*

In some instances, your first payment is due when you make your purchase; otherwise, your first payment is due 2 weeks after your purchase. The next 3 remaining installments will be automatically charged to your card saved on Shop Pay every 2 weeks. And don't worry, you'll get an email reminder before each payment to keep you in the know.

* Payment options are offered by Affirm and are subject to eligibility check and may not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.

How It Works

  1. Add items to your cart
  2. Check out with Shop Pay
  3. Choose to pay in 4 installments


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